Add 'How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam'

How-Ordinary-Housewife-however-Was-Running-Secret-%E2%82%A4-270k-Benefits-Scam.md

@@ -0,0 +1,58 @@
+[unhabitat.org](https://unhabitat.org/sites/default/files/2025/05/annual_report_2025_final.pdf)<br>There is nothing from another location uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.<br>
+<br>And to the typical eye, Lloyd appears like a normal middle-aged mum who works relentlessly to look after her sick hubby.<br>
+<br>So it was to the sheer shock of neighbours when authorities came down on their driveway to rob the couple's St Helens home.<br>
+<br>Hiding behind the household's net curtains was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.<br>
+<br>Lloyd, 58, wept 'Oh my god' as she was imprisoned this week over a string of untruths consisting of using a dead woman's identity, making up 'fake' medical conditions for her son, and producing pseudonyms to work while declaring carers allowance.<br>
+<br>Husband Phillips, 54, was likewise imprisoned after the set's huge benefits fraud was lastly exposed.<br>
+<br>While the couple managed to siphon off their ill-gotten gains for many years - neighbours have actually revealed to MailOnline the obvious clues that the couple were running a scam.<br>
+<br>Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives revealed a web of lies including the development of pseudonyms to declare benefits<br>
+<br>The scammer next door: The presuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had actually stopped working to divulge this to the council when she relocated in 2018<br>
+<br>Phillips pictured in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event<br>
+<br>Initially, neighbours on Birch Gardens were worried for the couple after [Phillips](https://www.jukiwa.co.ke) was seen looking really frail as he would 'hobble' on his walking adhere to meet his carers.<br>
+<br>But they were then left puzzled when he was at other times identified cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.<br>
+<br>Locals also told of how there was 'always something dodgy' about Lloyd, and that she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.<br>
+<br>Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently pocketed nearly ₤ 170,000 in benefits over a decade, and likewise assisted Phillips wrongly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.<br>
+<br>When neighbours saw them leaving one of their 2 cars and trucks previously today, they thought they were going off to stay at their secret caravan, only to discover they were going to prison.<br>
+<br>One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a genuine program of not having the ability to walk whenever his carers were here.<br>
+<br>'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his [carer's cars](https://dentalbrokerflorida.com) and truck on his strolling stick.<br>
+<br>'But the next thing I saw him cleaning his BMW in the driveway - he seemed to be strolling great then.<br>
+<br>'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.<br>
+<br>'But after the police raid, they became more reserved and didn't state a lot to individuals.<br>
+<br>'There was constantly something dodgy about her - she wouldn't look individuals in the eye and boasted about going to her ₤ 60,000 caravan however would never say where it was.<br>
+<br>'They would take her [teenage](https://vipnekretnine.hr) son and disappear on a Thursday night and not get home until Sunday.'<br>
+<br>Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, employment assistance allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'walking fine'<br>
+<br>Following the cops raid on the peaceful rural street, neighbours were entrusted concerns regarding why the couple had actually been jailed - and some allege Lloyd had later informed them it was down to pet dog breeding.<br>
+<br>But these questions were lastly laid to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not received in housing benefits, [carers allowance](https://preconcentral.com) and personal independence payments over the course of 11-and-a-half years.<br>
+<br>With the help of Lloyd, Phillips was likewise found to have unlawfully declared ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases because 2018.<br>
+<br>Olivia Beesley, prosecuting, detailed how the mother's sophisticated scam began when she wrongly started declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.<br>
+<br>She even made a fake tenancy agreement for the 'totally fictitious caravan', eventually pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.<br>
+<br>Then in 2018, she began making deceitful claims that her hubby needed 'numerous daily carers to attend to his needs'. She reached utilizing Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.<br>
+<br>She also lied that she was not able to work due to being a full-time carer, but was discovered to have actually been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.<br>
+<br>In 2022, she began inventing 'false medical conditions' for her son, claiming she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false disability living allowance overpayments were declared in relation to this.<br>
+<br>She again utilized the deceased woman's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.<br>
+<br>[Neighbours](https://rsw-haus.de) told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never revealed, and would say they were going to remain at the caravan from Thursday to Sunday<br>
+<br>One  they saw the couple packing up on of their cars and trucks earlier this week and assumed they were going off to their 'caravan', only to later discover they were off to jail<br>
+<br>When MailOnline checked out Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her boy would supposedly go off to a caravan on the [weekends](https://listin.my).<br>
+<br>It is not known whether this was the very same 'fictitious caravan' which transpired to have never ever existed, or an undoubtedly a different, genuine caravan.<br>
+<br>Leni Newton, 63, stated: 'She told people that the authorities raid was since somebody had actually told on her for reproducing border collie young puppies without a licence.<br>
+<br>'I'm surprised they've been jailed. I thought they were all above board.<br>
+<br>'I just saw them a couple of days ago packing up travel suitcases - I thought they were simply going to their caravan.'<br>
+<br>She included: 'I understand they met as she was his carer. He was wed but Angela moved in. I thought she had lived in Southport.<br>
+<br>'I did see his ex-wife parked up in the street enjoying his home when they split.<br>
+<br>'She was certainly spying on them.'<br>
+<br>Her partner David Manchester, 70, stated: 'It's a huge surprise they [appeared](https://lebanon-realestate.org) to be living a [double life](https://royalestatesdxb.com).<br>
+<br>'There were a great deal of police came here.<br>
+<br>'He was at the street celebration for the Queen however other times he did seem [extremely frail](https://www.safeproperties.com.tr).'<br>
+<br>Hand in Hand homecare agency confirmed to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.<br>
+<br>A spokesperson said: 'We sacked her instantly when we discovered the reality.<br>
+<br>'All her DBS and [recommendations](https://cn.relosh.com) took a look at. The cops stated we had actually not done anything incorrect.'<br>
+<br>The court heard how Phillips likewise deceived cash from the public purse by stopping working to divulge the reality that Lloyd had actually moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.<br>
+<br>He is likewise said to have actually 'exaggerated' his medical conditions and [require](https://www.eastpointeny.com) for care, [stating](https://bauerwohnen.com) that he was unable to do anything for himself.<br>
+<br>He stated himself 'unfit for work' and stopped working to discuss his partner's wage - illegally taking ₤ 51k in employment support allowance.<br>
+<br>However, Phillips alleged that Lloyd had completed the type and had simply 'asked him to sign it'.<br>
+<br>Phillips' counsel Jim Smith argued he has a 'complex current history' of psychological health and disabilities consisting of neurological disorder, anxiety and depression.<br>
+<br>He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.<br>
+<br>While Phillips had no previous convictions relating to similar matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.<br>
+<br>Lloyd was imprisoned for two years after admitting seven counts of scams by incorrect representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for scams by incorrect representation and 3 counts of dishonestly stopping working to disclose info to make a gain.<br>
+<br>Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the public.<br>
+<br>'For those who look for to defraud the general public of limited and valuable benefits which require to be directed to those who need them, not those who merely want to have them for reasons of personal greed, that is a serious offense committed by each of you over a long period of time.'<br>