Add 'Othering and Belonging Institute (UC Berkeley)'

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+<br>Housing describes a residential or commercial property containing several shelter as a home. Real estate spaces are occupied either by people or a collective group of individuals. Real estate is also described as a human need and human right, playing a critical function in shaping the quality of life for people, households, and neighborhoods. [1] As a result, the quality and type of real estate a private or cumulative inhabits plays a large function in real estate organization and real estate policy.<br>
+<br>Overview<br>
+<br>Real estate is a physical structure indented for home, accommodations or shelter that homes people and supplies them with a place to live. Real estate consists of a large range of sub-genres from apartments and homes to momentary shelters and emergency situation lodgings. [2] Access to safe, budget friendly, and stable real estate is important for an individual to accomplish ideal health, safety, and total wellness. Real estate affects financial, social, and cultural chances as it is [straight linked](https://barupert.com) to education, work, healthcare, and socials media. [citation required] In lots of nations, real estate policies and programs have been developed to deal with real estate concerns connected to affordability, quality, and [accessibility](https://acerealty.com.my). [citation needed] These programs and policies are referred to as real estate authorities, also known as a real estate ministry or real estate department.<br>
+<br>Generally, there are 2 kinds of real estate, market real estate and non-market real estate. Market real estate describes real estate that is bought and sold on the open market, with rates and rent identified by supply and demand. [citation required] [Market real](https://bauerwohnen.com) estate is owned by private people or corporations and includes houses, condos, private real estate, and so on. [citation required] Non-market real estate describes real estate that is provided and managed by the federal government or non-profit companies. [citation needed] The goal of [non-market real](https://property-northern-cyprus.com) estate is to supply cost effective real estate for people or families considered low-income. [citation required] Non-market real estate is subsidized, [suggesting](https://terrenospuertomorelos.com) that rent is lower than the marketplace rate, and occupants may be qualified for lease assistance programs. [3] Non-market real estate consists of public, social, and cooperative real estate among others.<br>
+<br>Macroeconomy and real estate price<br>
+<br>Real estate rates are affected by the macroeconomy. [4] Research performed in 2018 shows that a 1% boost in the Consumer Price Index results in a $3,559,715 increase in real estate prices. As an outcome this raises the residential or commercial property cost per square foot by $119.3387. [citation needed] Money Supply (M2) has a positive relationship with real estate rates. A research study performed in Hong Kong reported that as M2 increased by one unit, real estate rates [increased](https://pinnaclepropertythailand.com) by 0.0618. [citation needed] When there is a 1% boost in the very best financing rate, real estate prices drop between $18,237.26 and $28,681.17 in the HAC [which?] design. [citation required] Mortgage repayments cause an increase in the [discount window](https://propcart.co.ke) base rate. A 1% rise in the rate results in a $14,314.69 drop in real estate costs, and an [average market](https://property-northern-cyprus.com) price drop of $585,335.50. [citation required] In the United States, when there is a 1% increase in the US real rate of interest, the residential or [commercial property](https://www.grad-group.com) rates reduce from $9302.845 to $4957.274, and sellable location come by $4.955206 and $14.01284. When there is a 1% increase in over night Hong Kong Interbank Offered Rate, the real estate costs drop to about 3455.529, and the price per ft2 will drop by $187.3119. [5] [need quotation to confirm]
+<br>Real estate cost index<br>
+<br>Real estate crisis<br>
+<br>Health and real estate<br>
+<br>Real estate is acknowledged as a social determinant of health. [citation required] While top quality real estate environments positively add to an [individual's](https://homesgaterentals.com) health, bad real estate or a complete absence thereof causes negative health effects. Lack of real estate or poor-quality real estate can negatively impact a person's physical and psychological health. Real estate attributes that adversely affect physical health include wetness, mold, insufficient heating, and overcrowding. Mental health is also affected by insufficient heating, overcrowding, dampness, and mold, in addition to a lack of personal space. [13] Another factor that adversely impacts psychological health is real estate instability. [14] Negative health effects that affect children consist of prospective exposure to asthma triggers or lead, and injuries triggered by  (e.g. absence of window guards or radiator covers). [15]
+<br>Relative with poor health lower debt to prevent threats. Data from the China House Finance Survey utilized a partial least [squares structural](https://www.vitalproperties.co.za) equation model for outcomes that showed member of the family's poor health and people with uninsured endowment insurance coverage have an unfavorable effect on real estate debt and family possessions. [16]
+<br>By region<br>
+<br>Real estate in Azerbaijan
+Real estate in Barbuda
+Real Estate in China Real Estate in Hong Kong
+<br>
+Real estate in Scotland
+<br><br>
+<br>Affordable real estate
+Category: Real estate ministries
+Homeowner association
+Real estate association
+Housing estate
+Real estate First
+Informal real estate
+List of real estate statutes
+List of human habitation forms
+NIMBY
+Right to real estate
+Subsidized real estate
+[Urban preparation](https://housesites.in)
+- US Federal Real Estate Administration
+YIMBY
+Zoning
+<br>
+Real estate portal
+<br>
+References<br>
+<br>^ "real estate". Oxford English Dictionary (Online ed.). Oxford University Press. (Subscription or participating institution subscription needed.).
+^ Gwendolyn Wright, Building the Dream: A Social History of Real Estate in America (MIT press, 1983).
+^ Haffner, Marietta E. A. (2009 ). Bridging the Gap Between Social and Market Rented Real Estate in Six European Countries?. IOS Press. pp. 4+. ISBN 978-1-60750-035-3.
+^ Dept, International Monetary Fund Research (2005-12-22). "Research Summaries: Real Estate Prices and Macroeconomics". IMF Research Bulletin. 2005 (4 ). doi:10.5089/ 9781451929980.026. A001 (non-active 1 June 2025). mention journal: CS1 maint: DOI non-active since June 2025 (link).
+^ Li, R.Y.M. (2018 ). "Have Real Estate Prices Opted For the Smelly Wind? Big Data Analysis on Landfill in Hong Kong". Sustainability. 10 (2 ): 341. Bibcode:2018 Sust ... 10..341 L. doi:10.3390/ su10020341. S2CID 158813714.
+^ National Association of Realtors (2022-01-01). "Real Estate Affordability Index (Fixed)". FRED, Federal Reserve Bank of St. Louis. Retrieved 2023-04-06.
+^ "Real estate market: Definitions, graphs and data". www.bankofcanada.ca. Retrieved 2023-04-06.
+^ Kenton, Will (September 30, 2022). "Affordability Index". Investopedia. Retrieved 2023-04-06.
+^ Menendian, Stephen (November 30, 2022). "Deconstructing the 'Real Estate Crisis'". Othering and Belonging Institute (UC Berkeley). Retrieved 2023-12-30.
+^ Potts, Deborah Helen (2020 ). Broken cities inside the international real estate crisis. London: Zed books. ISBN 978-1-78699-054-9.
+^ Wetzstein, Steffen (2017-11-01). "The worldwide city real estate cost crisis" (PDF). Urban Studies. 54 (14 ): 3159-3177. doi:10.1177/ 0042098017711649. ISSN 0042-0980.
+^ "What has caused the global real estate crisis - and how can we repair it?". World [Economic Forum](https://www.agentjill.com). Archived from the original on 2025-01-23. Retrieved 2025-01-31.
+^ Rolfe, Steve