From 3e4014dcdeb7d214d5c20298e8ec9c8b9137e942 Mon Sep 17 00:00:00 2001
From: kaseywojcik557 <kaseywojcik7356@emailplans.website>
Date: Sat, 21 Jun 2025 07:43:47 +0800
Subject: [PATCH] Add 'Foreclosure Steps And Timeline'

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 Foreclosure-Steps-And-Timeline.md | 39 +++++++++++++++++++++++++++++++
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 create mode 100644 Foreclosure-Steps-And-Timeline.md

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+<br>How Do I.? - Evaluate My Situation
+- Alternatives to Court
+- Get Help
+- Legal Research
+- Start/Respond to a Case
+- Discovery and Evidence
+- Get ready for Court
+[- Judgments](https://ethiopiarealty.com)
+- Appeals<br>
+<br>Main navigation<br>
+<br>- Home
+- How Do I.? - Evaluate My Situation
+- Alternatives to Court
+- Get Help
+- Legal Research
+- Start/Respond to a Case
+- Discovery and Evidence
+- Get ready for Court
+- Judgments
+- Appeals<br>
+<br><br>
+1. Real Estate and Other Housing
+2. Foreclosure
+3. Foreclosure Steps and Timeline<br>
+<br>Foreclosure Steps and Timeline<br>
+<br>This article explains the actions and timeline of a [foreclosure](https://watermark-bangkok.com) case from starting to end.<br>
+<br>1. Mortgage in default<br>
+<br>Default = 1 day previous mortgage due date
+- Lender sends Notice of Intent to Foreclose (generally sent out 45 days after default) and a loss mitigation application<br>
+<br>2. Foreclosure filed in Court<br>
+<br>- Lender's law [company files](https://alranimproperties.com) Order to Docket. - Can file whenever after 45 days from when the Notice of Intent to Foreclose is sent out (or 90 days in default)<br>
+<br>- Lender should wait 28 days after submitting the Order to Docket before filing the final loss mitigation affidavit
+- Lender must file the final loss mitigation affidavit a minimum of one month before sale<br>
+<br>3. Foreclosure mediation (optional step)<br>
+<br>- Homeowner must [file mediation](https://bomja.ir) demand and send out a  of $50, within 25 days of:<br>
+<br>- The Order to Docket, if final loss mitigation affidavit served at same time
+- Receipt of last loss mitigation affidavit submitted after the Order to Docket is filed
+- In either case - 25 days from last loss mitigation affidavit<br>
+<br>- 45 days after the house owner has been serviced with the Order to Docket if it has a last loss mitigation affidavit submitted with it
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